Brex Empower

Brex Empower is the budgeting and policy layer within Brex, a corporate card and business banking platform for finance and operations teams. Administrators create budgets for teams, trips, vendors, or recurring stipends, such as a work-from-home allowance, and Empower enforces the spending policy tied to each budget automatically as employees spend. Brex's broader AI features include automatic receipt capture and matching in any language or currency, suggested general ledger coding, and anomaly detection that flags unusual spending. The platform combines cards, expense management, banking, bill pay, and travel booking in one system, with administrators managing entities, policies, and integrations with HR and accounting systems from a central console.

This fits a company that wants to push budget ownership out to team leads while keeping centralized policy control, rather than routing every spending decision through finance. A practical starting point is the free Essentials plan, or a pilot of the Premium tier at $12 per user per month, which adds custom expense policies, dynamic approval chains, and deeper ERP and HRIS connections; Enterprise pricing covers multi-entity or international needs. Treat these figures as planning numbers and confirm current terms with Brex, since pricing and features change over time. The main risk is that Brex's model works best when most company spend runs through Brex cards and banking, so partial adoption limits the value of its AI controls.