Ramp Intelligence

Ramp Intelligence is the set of AI features built into Ramp, a corporate card and spend management platform. Finance teams use it to auto-approve low-risk card transactions and escalate suspicious ones for review, match invoices to purchase orders and receipts, and extract line-item detail from complex bills. Employees can text Ramp's agent a policy question, such as whether an expense is allowed, instead of asking finance directly. The platform also scans vendor spend to flag duplicate subscriptions and upcoming contract renewals, automatically codes transactions to the general ledger for supported accounting systems, and gives administrators a compliance dashboard showing policy violations and spending patterns. It is made by Ramp Business Corporation.

This fits a company issuing corporate cards to many employees that wants policy checks and expense coding done automatically rather than having a finance team chase receipts by hand. The Free plan at $0 per user per month already includes unlimited cards, expense management, and AI-driven invoice capture, making it a low-cost way to pilot; from there, the Plus tier costs $15 per user per month plus a platform fee. Because Ramp earns revenue partly from card interchange, confirm how pricing and any cashback terms apply to your spend volume rather than assuming the advertised rate. The main limitation is that Ramp's AI features work best when most of your spend runs through Ramp's own card and bill-pay tools, not a mix of outside systems.